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基本上，申請二胎房貸須要名下有房產，且房屋要有殘值。若是自己名下沒有房產，可用親友的房屋當作擔保品，但要親友出面當保人。Virunga’s deputy director Innocent Mburanumwe told BBC Information that it’s very likely the animals experienced uncovered to mimic the physicality of their caretaker